Services
Regulated growth, from proposition to proof.
FAP works with leadership teams to design, challenge and implement the controls, partnerships and operating models required for credible growth.
Engagements can be structured as a focused review, project delivery, interim senior support or a defined build-and-transition programme.
AML / Financial Crime Frameworks
A practical financial crime framework that teams can operate, leaders can oversee and reviewers can follow.
Typical support
- AML, sanctions, PEP and adverse-media controls
- Customer risk assessment and business-wide risk assessment methodology
- Transaction monitoring, SAR governance and escalation
- 1LOD and 2LOD design, QA testing and board reporting
Engagement approach
A focused review of the business model and current controls, followed by prioritised design, drafting, testing and implementation support.
Discuss this workSafeguarding & Client Funds
Clear safeguarding arrangements with accountable ownership, traceable processes and decision-useful evidence.
Typical support
- Safeguarding gap assessments
- Policy and procedure review
- Reconciliation process mapping and control testing
- Audit readiness, acknowledgement letters and evidence packs
Engagement approach
Evidence-led assessment against the firm’s operating model, with practical remediation actions and implementation support where required.
Discuss this workBanking & Payment Partner Applications
A consistent, commercially clear due-diligence pack that anticipates the questions partners are likely to ask.
Typical support
- Application packs and due-diligence responses
- Business model, use-case and risk narratives
- AML, sanctions, safeguarding, complaints and fraud responses
- Follow-up Q&A and submission-readiness review
Engagement approach
Work directly with commercial, compliance and operations teams to close information gaps and build one defensible narrative.
Discuss this workWhite-label FX & Payments
A scalable operating model with clearer governance, stronger controls and improved partner readiness.
Typical support
- Compliance and operations framework design
- Onboarding, risk assessment and monitoring workflows
- Policies, procedures, MI and governance documents
- Vendor, API, banking and payment partner coordination
Engagement approach
Hands-on build and transition support, sequenced around commercial priorities and the firm’s realistic capacity to implement change.
Discuss this workCompliance Remediation / Assurance
A prioritised remediation programme with clear ownership, tested controls and senior-management visibility.
Typical support
- Internal AML and financial crime audits
- Control testing and gap assessments
- FCA review, investigation and remediation support
- Board and committee reporting packs
Engagement approach
Independent challenge combined with delivery support—diagnose, prioritise, remediate, test and report rather than stop at findings.
Discuss this work